I never thought that it would be so difficult to write my first post. Many ideas and thoughts that I want to share with you. Probably I will start with the most recent news in my life. I moved to a small city called Shippensburg situated in Center Pennsylvania. My boyfriend got a job here. We have been together for more then three years and we both decided to move in together.
So, here I am all unpacked and ready to start a new chapter in my life. I have been planing to start my blog for a while now, but because of various reasons one of them being bad internet connection at my old place. Now that I have fast and amazing internet I have no more excuses.
As you know moving to a new place involves a bit of spending. First month rent, deposit, pet deposit (he has a dog), U haul cargo trailer and lots lots lots of others expenses. We made it work. We are both GREAT at budgeting. When I graduated graduate school in 2010 I had $60 000 in debt, now I have $23 000. During this time I took a trip where I visit my relatives in Europe then had a few other vacations.
My first advice is to count all the expenses you have. When I want to purchase something I always give up something, or sell something. I am always selling things on Amazon, Ebay or Craigslit. Things I got from some one who was not using it or things I have that I do not use. My best friend calls me Rachel from " Friends" because she always sold or exchanged whatever she received as a gift.
I do not eat put often instead I cook at home a lot. I feel like nowadays you can learn how to cook anything you are in the mood for at home. A little research on the internet and - VoilÄ. Also, I do not go shopping much. I only buy things that are extremely necessary or are on sale. If i think my pants are old and I can use a new pair I get them. And if I feel like I just want a new pair of pants there is a big chance they are not coming home with me :)
I do not have a smart phone. I feel that the extra $20- $30 a month that you pay in order to have one, in 1 year period can be more then $300 that I can use towards something else. Besides that I have internet at home and there is nothing that cannot wait until I get home from work. Don't get me wrong I had an IPhone for two years. I liked it but I did not feel like it's an important part of my life and that I couldn't live without. Also, I felt I was wasting way too much precious time on social media sites instead of enjoying life and people around me.
I do not buy coffee at Starbucks or other stores but I make my own. I very seldom will treat myself to a coffee from Starbucks, I feel if I spend every day $1 for coffee at the end of the year I spend $365 for one thing I can make at home and save that dinero.
I never take my car to be cleaned, I do it myself. There are so many things that you can do by yourself and save money.
Anyway, I hope this new journey will be great! I am looking forward to meeting new people, paying off my debt and becoming debt free, growing stronger together with my boyfriend and growing as a person.
Cheers,